Privacy Policy for Paradise Borrowed Inc.

Introduction

Paradise Borrowed Inc. (“we,” “our,” or “us”) is committed to protecting your privacy and ensuring your personal data is handled in compliance with the General Data Protection Regulation (GDPR). This Privacy Statement explains how we collect, use, disclose, and protect your personal data when you use our platform (“Service”) to borrow items.

1. Data Controller

Paradise Borrowed Inc. is the data controller responsible for your personal data. If you have any questions or concerns about our use of your personal data, please contact us at info@paradiseborrowed.com

2. Personal Data We Collect

We collect the following types of personal data:

• Identity Data: includes your first name, last name, username, or similar identifier.
• Contact Data: includes billing address, delivery address, email address, and telephone numbers.
• Financial Data: includes bank account and payment card details.
• Transaction Data: includes details about payments to and from you and other details of products and services you have purchased from us.
• Technical Data: includes IP address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
• Profile Data: includes your username and password, purchases or orders made by you, your interests, preferences, feedback, and survey responses.
• Usage Data: includes information about how you use our website, products, and services.
• Marketing and Communications Data: includes your preferences in receiving marketing from us and your communication preferences.

3. How We Use Your Personal Data

We use your personal data to:

• Provide, operate, and improve our Service.
• Facilitate transactions between borrowers and lenders.
• Communicate with you about your account and our Service.
• Comply with legal obligations and protect our rights.
• Ensure the safety and security of our platform.
• Personalize your experience on our platform.

4. Legal Basis for Processing Your Personal Data

We rely on the following legal grounds to process your personal data:

• Performance of a contract: where the processing is necessary for the performance of a contract with you (e.g., to provide the Service).
• Consent: where you have given your consent to the processing of your personal data for a specific purpose (e.g., receiving marketing communications).
• Legitimate interests: where the processing is necessary for our legitimate interests (e.g., to improve our Service), provided that these are not overridden by your rights and interests.
• Compliance with a legal obligation: where the processing is necessary for compliance with a legal obligation to which we are subject.

5. Sharing Your Personal Data

We may share your personal data with:

• Service providers: third-party companies that help us operate and improve our Service (e.g., payment processors, data storage providers).
• Other users: to facilitate transactions between borrowers and lenders.
• Law enforcement and regulatory authorities: if required by law or to protect our legal rights.

6. International Transfers

Your personal data may be transferred to, and processed in, countries other than the country in which you are resident. These countries may have data protection laws that are different from the laws of your country.

However, we will take appropriate safeguards to ensure that your personal data remains protected in accordance with this Privacy Statement.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction.

8. Data Retention

We will retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

9. Your Data Protection Rights

Under the GDPR, you have the following rights:

• Access: to obtain a copy of your personal data.
• Rectification: to request correction of inaccurate or incomplete data.
• Erasure: to request deletion of your personal data.
• Restriction: to request restriction of processing of your personal data.
• Portability: to request the transfer of your personal data to another party.
• Objection: to object to the processing of your personal data where we are relying on a legitimate interest (or those of a third party).

To exercise any of these rights, please contact us at [email address].

10. Changes to This Privacy Statement

We may update this Privacy Statement from time to time. We will notify you of any changes by posting the new Privacy Statement on our website.

11. Contact Us

If you have any questions about this Privacy Statement or our data protection practices, please contact us at info@paradiseborrowed.com